Alipay is one of the most useful apps for foreign travelers in China.
It can be used for shops, restaurants, taxis, metro services, online bookings, and mini programs.
Set it up before relying on it for daily travel.
Download Alipay from your app store and register with a mobile number.
Some travelers can use an overseas number, but SMS delivery can vary.
If verification fails, try again later or prepare a China SIM option.
Bind a Visa, Mastercard, or other supported international card from the account wallet section.
Card support depends on the issuing bank, card network, fraud controls, and Alipay's current rules.
Keep a second card as backup.
Identity verification may be requested for higher limits or certain services.
Use your passport information if requested and make sure the name matches the card and travel document as closely as possible.
To pay in stores, open the payment code or scan the merchant QR code.
For small merchants, QR code payments are common.
For larger merchants, staff may scan your payment code.
Limits and fees can change.
International card payments may have transaction limits, card issuer security checks, or service fees above certain amounts.
Test a small payment before depending on it for transport or dining.
Not every place can accept foreign-card-backed Alipay.
Some services, deposits, mini programs, or person-to-person transfers may be restricted.
Keep cash and a physical card as backup.
Security tips: enable phone lock, do not share verification codes, avoid scanning random QR codes, and keep your passport safe because account recovery may require identity information.
Related preparation: install WeChat Pay as a backup, prepare an eSIM or roaming plan, and keep the hotel address in Chinese for taxi and delivery situations.